Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home? Closing costs. Your closing costs are determinedContinue reading “WHAT TO NEGOTIATE WHEN BUYING A HOUSE”
Category Archives: Personal
How Veterans and First-Time Home Buyers can find the best Home Loan in Texas
DID YOU KNOW you have options when applying for a home loan? DID YOU KNOW most big banks and credit unions DO NOT offer FHA, VA, Texas Vet and/or USDA loans? What are all those acronyms, you ask? They’re your link to zero-down or low down payment loans for Veterans, First-Time Home Buyers, and/or Buyers whoContinue reading “How Veterans and First-Time Home Buyers can find the best Home Loan in Texas”
Refinancing: The Right Move?
The federal reserve recently raised interest rates, and if you have an Adjustable Rate Mortgage (ARM), it may be a good time to consider refinancing your home. There’s no one-size-fits-all answer to whether your should refinance, so here are a few of the main considerations. How long does your introductory rate last?Most ARMs have aContinue reading “Refinancing: The Right Move?”
THANKSGIVING GIVEAWAY UPDATE
In case you haven’t heard, I’m running a Thanksgiving Giveaway titled, “Agent Val Gives Back-2012!” It’s just my way of giving back to folks who follow my social sites and support my business efforts. Once upon a time, about three years ago, I closed my eyes and took a dive into Facebook. I wanted toContinue reading “THANKSGIVING GIVEAWAY UPDATE”
AGENT VAL GIVES BACK: 2012
11/20/2012 – GIVEAWAY STATUS UPDATE: GIVEAWAY HAS ENDED! Congratulations to the winners and… THANK YOU FOR YOUR ENTRIES! Giveaway Status Update – 11/19/2012: Thanks to my business partner, Daylon Brady, Senior Loan Officer with Castle & Cooke Mortgage, 2nd and 3rd place winners will receive $50.00 each to spend at “Thirty-One Gifts” by Laura Ramon Meza, Consultant! *** ***Continue reading “AGENT VAL GIVES BACK: 2012”
Spooktacular Events in San Antonio
Just in time for the Boo-tiful Halloween Weekend! I’ve gathered some haunting events, freakish festivals and FREE Family-Friendly Events just for you. Free movies, free food, free festivals and more. Grab your goblins and enjoy the weekend! I’ll be home hiding from the ghosts, with my lights on ALL NIGHT LONG. On November 1st, IContinue reading “Spooktacular Events in San Antonio”
UP, UP AND AWAY!
I was “HIGH” for my fortieth birthday! I feared to turn forty. I was nervous about the number. I found myself dreading the climb over the hill instead of reflecting on the roads I had previously traveled or the glorious views along the way. To help cope with the “BIG 4-0,” I wanted to getContinue reading “UP, UP AND AWAY!”
YOU GET WHAT YOU PAY FOR
During our first face-to-face meeting, my buyer looked me straight in the eye and stated, “Val, I watch those Home Shows, and the REALTOR® always shows a house above the buyer’s price range.” Showing frustration, she asked, “Why do they do that?” Noticing that her guard was slightly elevated, I explained (for one), that’s theContinue reading “YOU GET WHAT YOU PAY FOR”