What is a Title Commitment in a Real Estate Transaction?

In a real estate transaction, a Title Company is often selected to help ensure that the property has a clear title for the new owner. During a Title Search, a Title Company will find public records which will help determine if a clear title can be issued or if there is a “cloud on the title.” A cloud on the title (e.g., Judgement, Divorce, Liens) will have conditions that need to be met before the Title Company will issue a Commitment to insure the property.

When a Title Commitment is issued, it’ll have four “Schedules” – Schedules A through D. See below for a short description of each Schedule:

TitleAtoD-page-001.jpg

If you have specific questions about your Title Commitment, contact your Title Company/Escrow Office or the Attorney’s office handling your transaction.

For general real estate questions, feel free to use the form below and I will get back to you within 24 hours. ~Agent Val

Agent Val – Your San Antonio Real Estate Resource and Real Estate First Responder – When you have real estate wonders keeping you up at night, feel free to text or email your questions or concerns. I work around-the-clock so you can get your beauty rest!

Texas law requires all real estate license holders to provide the Information About Brokerage Services to all prospective clients. TREC’s Consumer Protection Notice.

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