My Favorite Mortgage Loan Officers

mortgage optionsYou are welcome to use ANY mortgage lender who suits your needs, even if they’re not listed here. If you are looking for a smooth loan process, it could be to your benefit to work with a loan officer who already knows how your REALTOR® does business. REALTORS® follow a strict Code of Ethics, so we expect the same level of service from the vendors and contractors we recommend to our clients.

[LISTED IN ALPHABETICAL ORDER – BY LAST NAME]
(updated 06.21.2016)

DAYLON BRADY, Castle & Cooke Mortgage
700 E. Sonterra Blvd., STE 1207, San Antonio 78258

I’ve worked with Daylon for over 12 years. He is affiliated with the Texas Veterans Land Board. Daylon has worked in several positions in the mortgage industry, so he’s very knowledgeable about various loan programs and about what it takes to qualify. Daylon’s credit consultation is a FREE service for my clients. If you don’t qualify today, he will provide FREE counsel to help get you ready for a home loan.

MINIMUM CREDIT SCORE: 580 with conditions

LOAN TYPES:

  • Jumbo Loans (up to $5 million): First home, second home or investment properties
  • FHA financing ($50,000-$327,000 – BEXAR COUNTY):
    • 3.5% down payment
    • Down payments can be gifted by family members or your employer
  • Conventional loans: 
    • 3% down payment – primary homes
    • 10% down payment – second homes
    • 15% down payment – investment property
  • Lot & Construction Loans
  • USDA loans (for homes outside city limits): 100% Financing (ZERO DOWN) (with income limits)
  • VA loans (military veterans/active duty military): ZERO DOWN PAYMENT
  • Texas Vet loans (special rates for Texas Veterans): ZERO DOWN PAYMENT
  • FHA 203K (rehab loans): Roll in expenses for rehab/remodel
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.
***
MEGAN CLOUD, Pilgrim Mortgage
1270 North Loop 1604 East, Suite 1101 San Antonio, TX 78232
cell: 210-381-3707 | email: mcloud@pilgrimmtg.com
Apply online: www.applywithmegan.com
Megan has been helping buyers since 2009. “Megan takes a personal interest in each of her clients and provides customized, responsive service that’s uniquely tailored to each client’s unique wants and needs. Her goal is not just t meet client expectations, but to exceed them. Megan is a strong believer in client education. It is her goal not only to obtain the strongest financing possible but for each client to be confident in their decisions with every question answered.” ~Pilgrim Mortgage
LOAN TYPES:
  • First-Time Homebuyers
  • Down Payment Assistance Programs
  • VA and TX Vet Loans
  • FHA, Conventional, USDA, Construction, Manufactured Homes
  • Purchase & Refinance
***
  
JAMES DEL BOSQUE, Gold Financial Services
2822 N. Loop 1604 West, Suite 101  San Antonio, TX 78224

James has over 15 years experience in the lending business. When I first met James, he impressed me with his vast knowledge and attention to details. Gold Financial has the added benefit of having their Processing and Underwriting Departments in the same building. With in-house collaboration, deals get done with teamwork!

I’ve just recently added James to my short-list of preferred mortgage loan officers. I’m excited to close deals with James! James knows that real estate doesn’t stop at 5 pm, so like me, his phone is on after normal business hours.

LOAN TYPES:

  • Jumbo Loans (up to $5 million): First home, second home or investment properties
  • FHA financing ($50,000-$327,000 – BEXAR COUNTY):
    • 3.5% down payment
    • Down payments can be gifted by family members or your employer
  • Conventional loans: 
    • 3% down payment – primary homes
    • 10% down payment – second homes
    • 15% down payment – investment property
  • Lot & Construction Loans
  • USDA loans (for homes outside city limits): 100% Financing (ZERO DOWN) (with income limits)
  • VA loans (military veterans/active duty military): ZERO DOWN PAYMENT
  • Texas Vet loans (special rates for Texas Veterans): ZERO DOWN PAYMENT
  • FHA 203K (rehab loans): Roll in expenses for rehab/remodel
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.

Val-A-Homes

Val J Aranda, REALTOR® & Certified Home Marketing Specialist

“Coaching first-time Texas Home Buyers and Sellers”

Metro Realty Logo

4007 McCullough Ave, Suite #477
San Antonio, TX 78212 | Call/Text Val: 210-378-5987
*I’m ALWAYS on-call*

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