My Favorite Mortgage Loan Officers

mortgage optionsYou are welcome to use ANY mortgage lender who suits your needs and fits your budget, even if they’re not listed here. Keep in mind, with today’s hot market, it might not be beneficial to select a mortgage lender, bank, or credit union whose hours are only Monday-Friday 8:00 AM – 5:00 PM. As you’ll learn early on, situations and/or questions arise around the clock, so you’ll want a team who will work along side you when you need them!

REALTORS® also follow a strict Code of Ethics, so we expect the same level of service from the lenders, vendors, and contractors we recommend to our clients.

AGENT VAL’S PREFERRED LENDERS

[LISTED IN ALPHABETICAL ORDER - BY LAST NAME]
(updated 21 March 2021)
 
DAYLON BRADY, Loan Officer
https://woodgroupmortgage.com/images/staff/_staffPhoto/34438/brady-daylon.jpg
 
CARRIE BRADY, Branch Manager
https://woodgroupmortgage.com/images/staff/_staffPhoto/carrie-brady.jpg
Fairway Mortgage, The Wood Group – The Brady Team
700 E. Sonterra Blvd., STE 1207, San Antonio 78258
 
Daylon’s Cell: 210-601-2866 | email: daylon.brady@fairwaymc.com 
Carrie’s Cell: 210-725-8084 | email: carrie.brady@fairwaymc.com
 

Quality and personalized service you can trust.

I’ve worked with Daylon for over 16 years. He is affiliated with the Texas Veterans Land Board. Daylon has worked in several positions in the mortgage industry, so he’s very knowledgeable about various loan programs and about what it takes to qualify. Daylon’s credit consultation is a complimentary service for my clients. If you don’t qualify today, he will provide a complimentary consultation to help get you ready for a home loan. ~Agent Val

MINIMUM CREDIT SCORE: 600 with conditions

  • Several loan programs to choose from
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.
*** *** ***
DANIEL CAMACHO, Producing Branch Manager
Gold Financial – San Antonio
 
2822 N. Loop 1604 West, Suite 101 | San Antonio, TX 78248
 
MINIMUM CREDIT SCORE: 580 with conditions
  • Several loan programs available.
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.
  • Extremely patient, knowledgeable, and offers great customer service.

*** *** ***

FRED CAMARILLO, BROKER/OWNER
SmartRate Mortgage Brokers

BCard
 
 
As a mortgage broker, Fred can shop multiple lenders at the same time! With 50 lenders competing for your business, you’re sure to get a great deal and one of the  lowest interest rates available! Fred works F-A-S-T! Be ready!
 
*** *** ***
 
CHUCK ESPINOZA, Loan Officer
Guild Mortgage
1149 E. Commerce Street #210, San Antonio, TX 78205
 
chuck espinoza-guild mortgage-and-val j aranda-a wonderful life real estate group-exp realty-san antonio-txGuild Mortgage and Val J Aranda a Wonderful Life Real Estate Group-exp realty-san antonio-txCell: 210-393-6405
chuck.espinoza@guildmortgage.net
Apply online: guildmortgage.com/cespinoza
 
Chuck’s experience with buyers of all levels leaves home buyers feeling cared for. Guild Mortgage offers competitive rates WITH Down Payment Assistance! Chuck recently helped us successfully close a first-time homebuyer when other lenders turned them down. He’s friendly, helpful and experienced! And has earned a spot on my preferred lender list!
 
 
 
 
 
 
 

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Texas law requires all real estate license holders to provide the Information About Brokerage Services to all prospective clients. TREC’s Consumer Protection Notice.

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