My Favorite Mortgage Loan Officers

mortgage optionsYou are welcome to use ANY mortgage lender who suits your needs and fits your budget, even if they’re not listed here. Keep in mind, with today’s hot market, it might not be beneficial to select a mortgage lender, bank, or credit union whose hours are only Monday-Friday 8:00 AM – 5:00 PM. As you’ll learn early on, situations and/or questions arise around the clock, so you’ll want a team who will work along side you when you need them!

REALTORS® also follow a strict Code of Ethics, so we expect the same level of service from the lenders, vendors, and contractors we recommend to our clients.

AGENT VAL’S PREFERRED LENDERS

[LISTED IN ALPHABETICAL ORDER – BY LAST NAME]
(updated 07 OCT 2020)

DAYLON BRADY, Loan Officer
https://woodgroupmortgage.com/images/staff/_staffPhoto/34438/brady-daylon.jpg
 
CARRIE BRADY, Branch Manager
https://woodgroupmortgage.com/images/staff/_staffPhoto/carrie-brady.jpg
Fairway Mortgage, The Wood Group – The Brady Team
700 E. Sonterra Blvd., STE 1207, San Antonio 78258
 
Daylon’s Cell: 210-601-2866 | email: daylon.brady@fairwaymc.com 
Carrie’s Cell: 210-725-8084 | email: carrie.brady@fairwaymc.com
 

Quality and personalized service you can trust.

I’ve worked with Daylon for over 16 years. He is affiliated with the Texas Veterans Land Board. Daylon has worked in several positions in the mortgage industry, so he’s very knowledgeable about various loan programs and about what it takes to qualify. Daylon’s credit consultation is a complimentary service for my clients. If you don’t qualify today, he will provide a complimentary consultation to help get you ready for a home loan.

MINIMUM CREDIT SCORE: 600 with conditions

LOAN TYPES:

  • Jumbo Loans (up to $5 million): First home, second home or investment properties
  • FHA financing ($50,000-$327,000 – BEXAR COUNTY):
    • 3.5% down payment
    • Down payments can be gifted by family members or your employer
  • Conventional loans: 
    • 3% down payment – primary homes
    • 10% down payment – second homes
    • 15% down payment – investment property
  • Lot & Construction Loans
  • USDA loans (for homes outside city limits): 100% Financing (ZERO DOWN) (with income limits)
  • VA loans (military veterans/active duty military): ZERO DOWN PAYMENT
  • Texas Vet loans (special rates for Texas Veterans): ZERO DOWN PAYMENT
  • FHA 203K (rehab loans): Roll in expenses for rehab/remodel
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.
*** *** ***
DANIEL CAMACHO, Producing Branch Manager
American Financial Network Inc.
 
820 N. Walnut Ave. New Braunfels, TX 78130
 

LOAN TYPES:

  • Jumbo Loans (up to $5 million): First home, second home or investment properties
  • FHA financing ($50,000-$327,000 – BEXAR COUNTY):
    • 3.5% down payment
    • Down payments can be gifted by family members or your employer
  • Conventional loans: 
    • 3% down payment – primary homes
    • 10% down payment – second homes
    • 15% down payment – investment property
  • Lot & Construction Loans
  • USDA loans (for homes outside city limits): 100% Financing (ZERO DOWN) (with income limits)
  • VA loans (military veterans/active duty military): ZERO DOWN PAYMENT
  • Texas Vet loans (special rates for Texas Veterans): ZERO DOWN PAYMENT
  • FHA 203K (rehab loans): Roll in expenses for rehab/remodel
  • GRANTS & BOND PROGRAMS: Programs to help with Down Payment and/or closing costs.

*** *** ***

FRED CAMARILLO, BROKER/OWNER
SmartRate Mortgage Brokers

BCard
 
 
As a mortgage broker, Fred can shop multiple lenders at the same time! With lenders competing for your business, you’re sure to get a great deal and a low interest rate!
 
*** *** ***
 
JULI COHEN, Senior Loan Officer & Military Specialist
Northpointe Bank
16500 San Pedro Ste 110 |San Antonio TX 78232 
 
 
 
 
 
 
 
 
Cell: 210-845-4695
email:
juli.coen@northpointe.com
APPLY ONLINE: Northpointe Bank
 
Juli is a loan officer other lenders go to when they can’t get a deal done! She’ll comb through every option to find the best loan program for you.
 
 

PicsArt_AWL LOGO with eXp_CROPPED

Texas law requires all real estate license holders to provide the Information About Brokerage Services to all prospective clients. TREC’s Consumer Protection Notice.

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